This is a group of covers some of which have been earlier mentioned separately. It may include Banker’s Blanket, Professional Indemnity, Director’s & Officer’s Liability, Sureties & Financial Guarantees. Companies face many financial risks in their day to day operations. Some losses may come about due to actual intent (whether of an employee, customer, or otherwise) while others may simply occur due to acts of omission. The scenarios could be very broad and it is prudent for companies to visualize their specific areas of concern and obtain adequate protection.